Yes — we strongly recommend everyone carry a separate health insurance plan to cover hospitalization and catastrophic events.
Your DPC provider can usually handle up to 90% of your healthcare needs, but DPC doesn’t cover catastrophic events or specialist visits (we’re working on getting those at the lowest possible cost too).
The best approach: a high-deductible plan of $5K or $10K for emergencies, paired with an HSA to pay for medications, imaging, and other healthcare costs (other than the DPC membership itself).
