How Can We Benefit Your Company

Long Life Med helps small business owners save at least 20% on their health insurance, help the employees healthier and happy with their health plan, and also keep down your L&I (Worker's Compensation) rates down by keeping the reportable incidents low.
We are happy to help and serve small Mom & Pop business in Henderson and Las Vegas in Nevada.

Direct Primary Care (DPC): What is it?

Direct Primary Care is the answer for those that are Fed-Up with the hassle standard insurance-based healthcare.

DPC is for Individuals who no longer want to tolerate long wait times; who refuse settle for impersonal cookie-cutter medical care; who don’t want surprise bills; and those that want true preventative healthcare with a provider that takes the time to fully evaluate and listen to the patient.

Save on Health Insurance, Worker's Compensation, and Keep Your Employees Healthier and Happier

David Linton, NP, is not just specialist in Primary Care and Urgent Care, he is also one of the leading experts in Occupational Health (or Workers Compensation) in Las Vegas, so he can also help you navigate that system and help you keep your Workers Comp reportable incidents low to save on your L&I insurance.

 

 

DPC is NOT health insurance nor do we accept insurance. However, a DPC membership partnered with a high deductible catastrophic health insurance (for hospitalizations and costs not covered by DPC), Employers can save at least 20% on their employees’ healthcare costs. It also makes the employees healthier and happier with their health plans.

  • Enhanced and increased access to Primary Care Services
  • 80-90% of healthcare needs can be covered by a PCP
  • Emphasis on Wellness and Keeping Employees Healthy
  • Decrease Number of Hospitalizations
  • Decrease Total Number of Sick Days
  • Decrease Number of ER Visits
  • Reduce Number of Hospital Days
  • Decrease Specialty Visits (especially because we will have time to address a lot of your needs in-house and we don’t just refer you out unless it is necessary)
  • Increase Productivity
  • Reduce Absenteeism and Presentee-ism
  • Reduced Costs on Additional Tests and Screenings (the annual lab test and physical exam, and urgent care visits are covered by the DPC membership)

Small Business Owners between 5-50 enrolled employees (and family members), can save up to 20% off the DPC membership costs for their employees (and family members).  Some of our plans include Pre-Employment physicals and testing (including TB tests and drug tests), random drug tests, company-wide flu shots (COVID shots may also be available upon request), and we will also help out with your Workers Compensation medical issues. 

 

In addition to the regular DPC membership benefits, company-sponsored memberships also include some visits to your business office or place of business.

 

Companies with over 20 enrolled employees on a prepaid account or a longer-term contract can also have 1-2 managers/owners on a free membership on the Preferred DPC plan.

 

Please contact us for more information, so we can discuss in more detail on how we can help your small business. Meanwhile, please watch the explainer videos below.

You’ve got questions, we’ve got answers.

No, it is not health insurance but real healthcare for your employees and family members.  It can be used with or without insurance, as it will give all of you extended and easy access to Primary & Urgent Care, and even Workers’ Comp, without waiting.

Employers with less than 50 full-time equivalent employees are not required to provide health insurance, but it is still a great benefit to offer your employees so they are healthier, have less absences that are avoidable, and they’ll also be happier and more likely to stay with your company.

Direct Primary Plans, especially under the Employer-Group Plans, are so much cheaper than even the cheapest insurance rates that you can buy on the market, which will also still have high deductibles and co-pays.

If you don’t have any insurance at all, and you need to go to an Urgent Care, each visit will cost you from $150-$350 before medications and other extras.  Three to four visits pays for the whole year, and we don’t even charge our members for wound repair or sutures, and most tests and antibiotics are included, if and when it is needed.  

The biggest cost is the absenteeism. If someone gets sick or even just to go for Primary Care, they will have to take time off and wait hours at Urgent Care (or weeks or months waiting for an available appointment with a Primary Care). With DPC at Long Life Med, we have extended hours including weekends and holidays, and as long the patient has had a physical within the year and has been seen by the Provider for the past 6 months, the patient can even do a televisit via text or a call. No need to be absent from work just to go to an appointment.  

Most health issues or  prolonged sickness if attended to regularly or as soon as symptoms start, can be resolved faster or even be avoided. Why be absent for weeks  from sickness, when it should could have been prevented to begin with, or at least resolved within a day or two?

Group plan rates are depending on the number of employees and family members enrolled, and it could be different companies with the same owner.

Discounts start at 3 patients enrolled, at $90/month, or $270/quarter or $900/year if pre-paid.

10-29 patients enrolled, it’s $85/month, or $255/quarter or $850/year if pre-paid.

30-49 patients enrolled, it’s $80/month, or $240/quarter or $800/year if pre-paid.

No, it can be a full employee benefit, or it can be fully covered for the employee but the family members pay separately, or it could just be a group of employees who want to take advantage of the group rates and are enrolling together but paying individually.

Group discounts to the regular membership fees are dependent on the number of enrollees at any given time though, so if the group is reduced, the prices can go higher, and if the group increases it can also go lower.

The payments can also be individually, or per family, or it can be collected with the payroll by the company and paid by the company directly to Long Life Med.

Since DPC doesn’t cover catastrophic events that require hospitalization, and it doesn’t cover specialists (although some specialists also offer cash pay rates as low as $200 for the initial visit and $100 for follow-ups), it is still highly recommended to have a regular health insurance or a health share plan.

If you only need health insurance as a just in case for hospitalization, your employees and your company could save a lot of money by having high deductible plans ($2000 or maybe even $10,000 since you’ll pay so much more than that if you get hospitalized).

If they need regular specialist visits that may be more expensive on the high deductible plan, it is better to be on a lower deductible plan. But it is best to do a cost estimate  of the deductible and copays, and on how many specialist visits are needed per year, as it might even still be cheaper to go on the cash-pay route plus the DPC, or a high deductible plus DPC.

Most visits can be scheduled within the SAME DAY or NEXT DAY.  If you need urgent care, we might even be able to squeeze you in between other patient visits if needed.

We don’t overbook and we limit our  total number of patients (a.k.a. patient roster or patient panel) to 300 patients at any given time, compared to most practices that have at least 3,000 patients and as many as 6,000 patients.

This allows us a lot of time to keep studying the latest research and protocols in longevity, holistic, functional and regenerative medicine, and also to give us more time to focus on our patients. So there will be no waiting time for our patients, unless we have an urgent care patient that we had to squeeze in during our usual buffer time usually allotted for charting and other breaks.

To register or pre-register costs you nothing or $0.

By registering you are ONLY notifying Long Life Med of your interest in becoming a patient member to find out more by providing your basic contact information.

Pre-Registration is signifying your interest in the memberships and services we offer. It allows you to estimate the prices you will pay, depending on the number of people, different memberships & services you are interested in, and the billing cycle that you prefer to pay your membership/s.

It does NOT guarantee you enrollment as a patient, as this is a 2-way relationship and a free first visit is required to see if we are a perfect fit for each other.

You will not be charged anything for pre-enrolling, but it gets you into our EMR so we are ready for your first visit and also locks in your discounts/promotions at the time of your Pre-Registration.

If we our patient panel is full for the type of membership you are interested in, you also get put into a waitlist and will be notified when it is open enrollment again.

If you are registered as a potential member, you have completed all of the registration survey, and hopefully already set up an appointment for your free initial consultation.

If you are enrolled, it means that you have had your first visit and we have mutually decided that we are a good fit. You have selected membership, completed new client medical histories, and paid for a membership.

NO, we don’t accept health insurance.

More specifically, we do not accept health insurance payments for our patient memberships or out-of-pocket expenses.

However, health insurance can cover some diagnostic orders. For example, lab orders (blood or urine tests) or imaging (x-rays, CT, ultrasounds, etc. ).  We provide  more than standard labs included in the membership cost, but if you require a unique lab or diagnostic imaging  Long Life Med will pass along our facility discount as we pass the wholesale savings we are given on to our patients.

If you are willing to go through the hassle of completing the bureaucratic health insurance paperwork and following up with them to apply for reimbursements to go towards your deductible–we will be happy to review the process you’ll need to go through to gain these approvals, although we can not guarantee an approval because we are considered an out-of-network provider.

Keep in mind all your annual labs are covered with your monthly membership — including a few specialized labs most health insurance does not cover. That’s our NO Hassle Pricing! Only special labs would have additional cost.

Your provider will ALWAYS discuss ANY cost up front. That’s transparent pricing—without surprises. (We keep it simple for our providers by having the memberships cover A LOT!   ;-] )
For example, any order that is a special lab tests an imaging tests will already have a highly reduced price – we pass our reduced pricing cost on to you. We don’t up charge for more profit.

If you prefer to go the Health Insurance Route you will need to gain approval and for the lab or imaging before hand, at the standard price structure (our low prices will NOT apply, not even retroactively). For those of you who don’t want to play those health insurance game, then DPC care is for you!

Absolutely $0. Also, no deductibles. We are not an insurance plan.

Most everything under the DPC plans are included, including labs and other tests, urgent care and clinic visits.  There are some tests and other plans that are extra, but you also get wholesale pricing for those tests and discounts for the other plans as a DPC member.

We provide full service healthcare with extended access to your Medical Provider for a low monthly membership fee.  That is part of DPC care.  No Hassle health care!

The insurance deductible is the amount that you will have to spend towards services covered by your  health insurance, BEFORE they even start paying for them. If you have a $2,000 deductible, you will have to pay full-price (a.k.a. bloated insurance prices) on all your visits, labs, imaging, prescriptions and other services, before your insurance will start paying a certain percentage of it, and you then have your Co-Payment.

Co-Pays are what your will have to pay after you have met your deductible and your insurance starts paying for some of your services. These are typically between 10%-50%. However, the prices that you are going to be paying are bloated insurance prices, so your Co-Pay might be equivalent and usually much higher than what you would pay on a discounted cash price with your DPC membership. (For example, an MRI might cost $3,000, and with a co-pay of 20% after meeting your deductible, you would still be paying $600, when the same MRI would only be $300 or less from our vendors).

Insurance Co-pays tend to be high, and even PCP visits usually cost you $150 on a high deductible plan, which is what most people have and can afford.

You also have to pay for everything until you have met your deductible, so that adds up.

A single Urgent Care visit, could be more than your monthly membership (or even more than your annual DPC membership if you count the lost wages), and you’ll probably be waiting hours to be seen be a Provider and might need miss from work, when the whole sickness and absenteeism might have been avoidable if you have Direct Primary Care.

At least 50% of those who go to Urgent Care should have been going to their Primary Care instead, but most PCPs are not available for weeks or months later, and many doesn’t have insurance at all.   With DPC, you could be seen on the same day or next day, and your issue might even be responded to or resolved with a few text messages or a call. That’s a lot of time saved.

For half the price of the common deductible of $2,000, a prepaid annual Standard DPC membership of $1,000, will already include unlimited visits, prescription refills, some labs, and a lot of other included services.

However, you can absolutely use your insurance for things like extra labs, medications, images, specialty visits, hospitalization visits, and more. Although as stated above, it might be cheaper for you to pay for those other services using discounted cash rates out-of-pocket, compared to the insurance rates of up to 10x more if you haven’t met your deductible yet. Sometimes even the 20% copay is more expensive than the discounted cash rate. Our clinic staff can help advice you on best and cheapest solution for each situation.

However, your insurance can’t be used for low monthly membership fee that gives you all these personalized services and extended access to your Medical Provider.  A lot of the services is done at the clinic no additional charge.

Yes, we strongly recommend for everyone to have a separate health insurance, to cover for hospitalization and other catastrophic health events.

While your DPC Provider can usually help take care of up to 90% of your health care needs, it doesn’t pay for catastrophic events and specialist visits, although we are working into getting those specialist consults at the cheapest price possible too.

The best way to do this is to get a high deductible plan of maybe $5K or $10K, just in case you need it for that emergency, and then have a Health Savings account to pay for medications, imaging, and other health care costs (except for the DPC membership).

Of course. No problem!  A single Urgent Care visit could be equivalent to your quarterly membership, and you’ll probably be waiting hours to be seen be a Provider and might need miss from work, when the whole sickness and absenteeism would have been avoidable if you have Direct Primary Care.

At least 50% of those who go to Urgent Care should have been going to their Primary Care instead, but most PCPs are not available for weeks or months later, and many doesn’t have insurance at all. With DPC, you could be seen on the same day or next day, and your issue might even be responded to or resolved with a few text messages or a call. That’s a lot of time saved.

While we do recommend that you carry health insurance, it certainly doesn’t mean you can’t have great health care.

We think healthcare should be affordable for all.  That’s why, for less than most utility bills, you can get affordable high quality care!  Almost everything Long Life Med (except for the stated add-ons) can do in-office is at NO additional charge.  There’s no copay, no deductible, no extra charges. You will never, ever be blindsided by a bill.

If there are things that need to done outside of our clinic such as an image, or maybe a lab (we do some labs in office but not all), then we contract with local providers to get you the best possible discounts. We can also recommend or refer to specialists that have discounted cash pay prices.

Most people avoid going to the doctor because of high costs, even for those that have insurance, so most health care issues that should have been preventable are not address until it is almost too late or too late.

Having a DPC Membership that will allow you not to stress about surprise bills, will encourage you to get those regular conversations with your health provider regularly to get your health issues resolved sooner and future health problems avoided.

As of now, we are unable to accept Medicare and Medicaid patients. We do have a waitlist and we plan to be able to accept patients who are on Medicare and Medicaid.

You can sign up for that Waitlist and we will notify you when we are able to accept you.

However, please note that Medicare will still not cover the Membership fees and other non-Medicare-covered services. It will and will just cover the labs, imaging, medications, specialists, and other services not covered by your DPC membership.

At Long Life Med we are committed to quality care for each of our patients.  We don’t want our patients to feel rushed or feel they are being undertreated—ever!

We keep our patient roster low to ensure this level of care.  Our patient panel is about 10-20% of a regular provider to ensure we provide exceptional care.

When Long Life Med has an open enrollment period, we limit the number of patient enrollment slots to ensure you and your provider have the time to address all your issues and concerns and start building a collaborative relationship from day one.

However, you can still Pre-Register and be on the Waitlist, and we will lock in your discounts and promo at the time of Pre-Registration, and we will notify you when you can schedule your first appointment.

Everyone needs healthcare, and it is important to have a doctor that knows YOU!

In the DPC model, you are able to call, text, email or video chat your doctor about any medical questions that may arise. It is convenient and save you money and time.

We can help keep you healthy with routine check-ups, and when you do get sick we will be there to guide you without charging you for copays or deductibles.

However, if you can not afford the regular monthly fees of the DPC plans, or you are relatively healthy and between 16-30 years old, you can also just pick the TeleHealth only plan, and still have access to discounted urgent care and telehealth when you need it, and also still get the annual labs and physical. You are also still able to text and email your provider for simple questions that does not require a video call or in-person visit, like medication refills etc.

Yes, there is a one-time registration fee of $100, but it is waived for memberships that are pre-paid for at least 3 months. This mostly covers your initial labs, as the first visit is still free.

When you enroll in our DPC clinic, we are committing to your health, and so should you. Therefore, we would like you to commit for a minimum of 3 months.

However, if you still decide to cancel or move out of town, please notify us at least 30 days in advance so we cancel your next bill.

There will be no refunds of memberships already paid for and used. The only exceptions are for a deployment or if you move out of town, then we can refund you the remaining months that are not consumed (and the consumed months for that billing period will be billed at the monthly rate).

You may be required to leave a credit card or link your bank account during registration.

This signifies your commitment to the appointment, and although first visits are free, we might charge a fee of $25-$50 dollars for a no-show or a cancellation within 12 hours.

This is  to discourage people from filling up appointment times that might also be needed by other patients.

We are fully committed to having enough appointment slots to be able to give urgent care and even primary care visits within 48 hours for our patients who need them, so we don’t want people to abuse those free & unlimited visits.

However, at the Pre-Registration process, the prices you will see at checkout are estimates, before any applicable promos and discounts.

You don’t pay until your membership is officially approved and after your initial visit.

WE TREAT YOU LIKE FAMILY!

If you have an emergency, it doesn’t matter what time it is, someone will be with you on the phone (or another line if you need to call 911) and guide you through the whole process, and either be there to do first aid or a treatment, or go to the ER with you, or stay with you on the phone the whole time until everything is settled.

If someone is hospitalized, your Patient Advocate who knows your history and knows how to navigate the hospitals and the medical system, will help “translate” medical language for you and educate you about what you need to know, or what your doctors may not be telling you or can’t tell you.

The Patient Advocate will also be there to do their best that you get the best care, including making sure that your doctors have your full medical information, keep in touch with specialists on call so you’ll have a 2nd and 3rd opinion right away, and also check and double check that nothing is being missed or overlooked in the care of the patient.

The Patient Advocate Service for hospital/ER/ICU visits is for the member only.

This service could extend to include immediate family members (only for those enrolled in the Preferred and Executive tiers), but those family members need to be pre-registered, and we need to have basic health information for those family members (and the hourly rate also applies).

It is also best if our providers will be added as a 3rd or 4th or 5th backup on your Medical  Special Power of Attorney, so that they will be allowed to get records in your behalf and talk to the other Medical Providers on your behalf. However, all of these will still be done in your presence and with you or your family’s approval.

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